You deserve to feel calm, clear, and confident with your money.

Whether you're paying off debt, growing a business, building savings, or planning for what's next we'll help you create financial success that feels aligned with your values and supports the life you actually want to live.

We will get you RESULTS.

Our Financial Counseling Services

Personal Finance Counseling

You work hard. You earn a good income. And yet your money still feels more stressful than it should.

Maybe debt keeps hanging around longer than you'd like. Maybe every raise seems to disappear before you can enjoy it. Maybe you're tired of feeling like you're doing "all the right things" without seeing the progress you expected.

Private Financial Counseling is for people who want more than a budget. They want a clear plan, ongoing accountability, and a sustainable path forward.

Together, we'll create a plan that helps you pay off debt, build savings, and make meaningful progress toward your goals without giving up the things that matter most to you.

If you're looking for personalized guidance, accountability, and support from someone who will walk alongside you every step of the way, you're in the right place.

_________________________________

We work with clients on a 6 month or 12 month basis.

_________________________________

12 month investment options:

• 12 monthly payments of $450
• 24 biweekly payments of $247

_________________________________

6 month investment options:

• 6 monthly payments of $600
• 12 biweekly payments of $330

Financial Counseling for Business Owners

You built a successful business so you could create more freedom, not more financial stress.

But somewhere along the way, the lines between your business finances and personal finances became blurry.

You're making good money, yet you're still questioning how much you can pay yourself. Cash flow feels unpredictable. You know taxes are coming, but you're never quite sure if you've set enough aside.

Your personal and business finances are dependent on each other, so we spend time working through both sides until you have absolute clarity and confidence with your money.

Together, we'll build a plan for your business cash flow, owner compensation, tax savings, and personal financial goals so you can stop guessing and start making decisions with confidence.

We also dive into your personal finances to give you clarity on exactly how much money you really need to pay yourself.

Financial success isn't just about growing your business. It's about knowing your business is supporting the life you want to build.

_________________________________

12 month investment options:

• 12 monthly payments of $600
• 24 biweekly payments of $330

_________________________________

6 month investment options:

• 6 monthly payments of $800
• 12 biweekly payments of $440

SUBMIT YOUR APPLICATION

All financial counseling programs include

  • High touch and personalized attention, care, and counseling tailored to your unique goals and circumstances.

  • A custom budget that reflects your lifestyle, values, and season of life.

  • Monthly group counseling sessions alongside others who are on the same journey.

  • Full access to Empowered Money Academy; including the in-depth personal finance course, monthly group calls, and community platform.

  • Ongoing text support between sessions so you’re never navigating this alone.

  • Flexible payment options

Let’s work together!
APPLY FOR FINANCIAL COUNSELING

  • After years of spreadsheets, apps, trackers, and growing debt, my partner and I reached out to Haley after finding her online. Her techniques, expertise, tools, attitude, experience, and overwhelming passion for financial coaching helped us better understand how to manage our finances and have effective budget conversations without the constant fear of guilt and blame behind every purchase. We thoughtfully paid off debt and I was able to quit a second job to focus more time on our growing family.

    Will, Georgia

  • I have had a wonderful experience working with Price of Avocado Toast. They supported me, gave me a new outlook and mindset when it comes to my finances. The resources and conversations with them have helped me reach my goals and continue to live a life filled with mindful money choices. I'm filled with gratitude to have found Price of Avocado Toast.

    Marissa, Minnesota

  • After our first conversation with Justin, it felt like we had found someone who had our best interest at heart. I tend to have anxiety and build lots of walls up when talking about finances (hello financial traumas), but Justin made it easier for BOTH of us to face them head on and break the cycle.

    Kaitlyn, Tennessee

  • Working with Haley was easily one of the best decisions my husband and I have made. We hit our financial rock bottom a few months prior to starting coaching, and it honestly scares me to think of where we would be now without Price of Avocado Toast. Haley's support, guidance, and knowledge has been invaluable to us. Financial coaching has truly changed our lives for the better -- our only regret is that we didn't start working with Haley sooner.

    Megan, Colorado

  • Justin's help was instrumental in me getting a handle on what was happening with my money. I came out of coaching with less debt than I started with, an action plan and goals for the future. I can't say enough good things about my experience with Price of Avocado Toast.

    Sam, Minnesota

  • Enrolling in the Price of Avocado to properly take care of my finances was one of the best decisions I've made. This program helped me realize the deep connection between money and emotions, as well as how events in life can impact our financial well-being unexpectedly.

    Sophie, Florida

  • We paid off $54,700 worth of our debt, but our biggest win was being able to cash flow an out-of-state vacation. Coaching changed our lives and went so much further than just money. It strengthened our marriage.

    Courtney and Rob, Ohio

  • My mindset has totally shifted and I know that my money is there to support me. Haley helped me realize that I can dream big, have nice things, and that money is my friend!

    Rebeca, New York

  • I feel like I can be more honest with myself and where I am in within my debt free journey than I was at the beginning. Talking to Haley is like talking to an old friend.

    Loren, Nevada

  • Justin helped me to find a beautiful balance between paying off my past, living in the present, and planning for a more stable and sustainable future.

    Jeanna, Nebraska

  • I didn’t have any sort of budgeting strategy when I started and now I have a solid budget that is very easy to navigate. Haley made our sessions fun and enjoyable. She makes talking about money super easy and comfortable!

    Peyton, South Dakota

  • Honestly, I felt better after my meetings with Justin than I did when I've done counseling in the past.

    Jamie, California

  • Working with Haley took me and my wife from the depths of financial infidelity to paying off cards with a strong working savings account. The accountability of a cheerleader reminding us of the process we've made has been is huge. If you're wondering, is it worth it, it is!

    Kodi, Florida

  • I am so grateful to have found Price of Avocado Toast when I did and was able to get into their coaching sessions. I was able to save enough money to leave a toxic relationship and save enough within 6 months to move across the country and enjoy the move instead of stress. Haley helped me get financial freedom and explore value-based spending while on a budget.

    Carmi, Illinois

  • Coaching has completely changed my mindset on money. I find myself talking openly with friends and family about budgeting and income now more than ever. I am not shy about what I make, how I spend or why I spend. We make money to spend it, and finding the best way to budget has been a game changer. Haley has brought healthy new money habits to my world including my business, and for that, I am forever grateful. I cannot recommend her caring heart enough

    Katie, Ohio

  • Hire Haley. Immediately. She is without a doubt the least judgmental and most helpful coach I have ever worked with. Not only is she smart and knows what she's doing but she walks you through each step of your financial journey with kindness and grace.

    Sara, California

  • The idea of spending money to get help with your money habits seems difficult to wrap your head around, especially when you are already struggling, but it is by far one of the best investments I have ever made in myself. The coaching offered by Justin and Haley aren't just about dollars and cents, it is also about the mindset that one has about money.

    Kristin, Texas

  • I used to feel ashamed and embarrassed talking about money and feeling like I should just get it or understand how to budget and save. Now I feel comfortable talking about money. I'm so grateful for my coaching experience and am excited for the growth that will continue to come.

    Nadine, Illinois

  • Haley and Justin are real people that let their experience and story help others and I believe if you just give it a good effort they can help you. Coaching has been a blessing to us! We have paid off $20,227.13 of debt so far!

    Brady, Texas

  • I was afraid to face my finances and actually see what I was doing to myself. Now, I am so thankful and grateful for having this experience working with Haley and being her client. I raised my credit score 98 points and now have a functioning budget where I can work anything into and not feel deprived.

    Leslie, Missouri

  • Haley helped me take a hard look at my personal finances. She helped me see areas of improvement, and also applauded me on my successes. Haley's coaching has given me more confidence around my money, and been just the help I needed!

    Kristina, New York

  • Haley and Justin approach money and finances from a humble and realistic perspective from their own real life experiences. They don't shame you or make you feel bad if you've gotten lost on your financial journey, but rather provide a road map with several different routes for you to get to your destination. They go from teaching you to drive yourself, to watching you take the wheel and be in control as you navigate yourself to your own goals.

    Matt, Nebraska